Short Info: प्रधानमंत्री मुद्रा लोन योजना – [Apply Online] Pradhan Mantri Mudra Yojana (PMMY) 2021 PDF in Hindi – Pradhan Mantri Mudra Loan Scheme Online Registration, PM Mudra Loan Yojna Application Form PDF SBI BOB ICICI Axis Download, Eligibility, Beneficiary List, Payment/ Amount Status, Features, Benefits and Check Online Application Status at Official Website www.mudra.org.in.
| Short Scheme Details: | |
| Name of Scheme | Pradhan Mantri Mudra Yojana |
| Application Status | Active |
| Scheme Benefit | Working Capital and Term Loan |
| Scheme Published On | 10/25/2020 |
| Scheme Updated on | 05/07/2021 |
Table of Content
- प्रधानमंत्री मुद्रा योजना 2021: Pradhan Mantri Mudra Yojana New List, Status News Update
- Pradhan Mantri PM Mudra Loan Yojana 2021 Apply Online
- Pradhan Mantri Mudra Yojana Online Registration Process
- Required Document for Pradhan Mantri Mudra Yojana
- Pradhan Mantri Mudra Yojana Eligibility Criteria
- Pradhan Mantri Mudra Yojana 2022: Pradhan Mantri Loan Yojana Online Application Form
Table of Contents
प्रधानमंत्री मुद्रा योजना 2021: Pradhan Mantri Mudra Yojana New List, Status News Update
| Latest News Update: | |
| You also want to start your own business Opportunities. For this, under the Pradhan Mantri Mudra Yojana (PMMY), you can get a loan without any guarantee to start a business. |
Pradhan Mantri PM Mudra Loan Yojana 2021 Apply Online
Summary: If you want to set up your business, then the government is providing cheap loan facility for you. Actually, under the Pradhan Mantri Mudra Yojana (PMMY), you can get a loan without any guarantee to start a business. Under this scheme, you can take a loan of up to 50 thousand rupees to start your small work.
Micro Units Development & Refinance Agency Ltd. (MUDRA) is a new institution set up by the Government of India to provide funding to the non-corporate, non-farm sector income generating activities of micro and small enterprises whose credit needs are below ₹10 Lakh. The borrowers can approach the nearby branches of the lending institutions or apply for loans under the MUDRA scheme or apply online.
All Applicants who are willing to apply online application then download the official notification and read all eligibility criteria and application process carefully. We will provide short information about “Pradhan Mantri Mudra Yojana 2021” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.
| Pradhan Mantri Mudra Yojana 2021 – Overview | |
| Name of Scheme | Pradhan Mantri Mudra Yojana (PMMY) |
| in Language | प्रधानमंत्री मुद्रा योजना |
| Launched by | PM Narendra Modi (Central Government of India) |
| Beneficiaries | Citizen of India |
| Major Benefit | Working Capital and Term Loan |
| Scheme Objective | Business purpose, capacity expansion, modernization |
| Target Group | Business Enterprises in Manufacturing, Trading and Services sector including allied agricultural activities. |
| Margin (%) | Upto Rs. 50,000/- Nil Rs. 50,001 to Rs. 10 lacs: 10% |
| Pricing | Competitive Pricing Linked to MCLR |
| Repayment Period | WC/TL: in 3 – 5 yrs including a moratorium of upto 6 months depending on the activity/ income generation. Review of WC/TL to be done annually. |
| Processing Fee | Nil for Shishu and Kishore to MSE Units For Tarun: 0.50%(plus applicable tax) of Loan amount |
| Mudra Loan Age Limit | 18 to 65 years |
| Loan Tenure | Loan can be repaid from period ranging from 3-5 years |
| Collateral | No collateral or third party security is required |
| Loan Amount | Upto ₹ 50,000 under Shishu category From ₹ 50,001 to ₹ 5 Lakh under Kishor category From ₹ 5 Lakh to ₹ 10 Lakh under Tarun category |
| Scheme under | State Government |
| Name of State | All India |
| Post Category | Scheme/ Yojana/ Yojna |
| Official Website | www.mudra.org.in |
| Important Dates | |
| Event | Dates |
| Starting Date to Apply Online | — |
| Last Date to Apply Online | — |
| Important Links | |
| Event | Links |
| Common Loan Application form for Kishor and Tarun | Registration Form |
| Application Form for Shishu |
Registration Form |
| Checklist for Shishu Application | Registration Form |
| Pradhan Mantri Mudra Yojana Application form SBI pdf | Online Registration Form |
| Pradhan Mantri Mudra Yojana Application form BOB pdf | Online Registration Form |
| Pradhan Mantri Mudra Yojana Application form ICICI pdf | Online Registration Form |
| FAQ | Click Here |
| Pradhan Mantri Mudra Yojana 2021 | Official Website |
Pradhan Mantri Mudra Yojana Online Registration Process
Pradhan Mantri Mudra Yojana (PMMY) or Mudra Loan is a funding scheme initiated by the Government of India. Mudra loan under PMMY provides funding support of maximum up to Rs. 10 lakh to individuals, SMEs, MSMEs, and non-corporate and non-farm small/micro-enterprises. For the loan under the Mudra scheme, you have to apply to the government or bank branch. For this, you will have to provide the ownership or rental documents, work-related information, Aadhaar, PAN number and many other documents.
All Eligible Applicants who want to apply to this scheme then read all instructions carefully and follow the given below steps to apply online application form:
Procedure to Apply Online Pradhan Mantri Mudra Yojana Application Form 2021
Step 1- Visit the Official Website of Pradhan Mantri Mudra Yojana i.e. www.mudra.org.in.
Step 2- On the Homepage, There is an option for all three types of loans on the website. Click on any loan you want to download and download the form.
Step 3- The application Form PDF page will be displayed on the screen. After this you will have to take a print out of this application form.
Step 4- Now fill the required details (Mention all the details such as name, father/ husband name, date of birth, gender, caste and other information) and upload documents.Apart from general information in this form, you will also have to tell about the place of starting a business.
Step 5- If you are from reserved category then you will also have to submit caste certificate.
Step 6- You will also need two passport size photos while filling the form.
Step 7- After the process of filling the form, go to your bank or any bank and submit all the documents.
Step 8- During this time, the branch manager of the bank can take information about your business and work from you.
Step 9- After that he approves your loan. Within a few days of applying for a loan, you will get a Mudra Debit Card and your loan amount will be deposited in this card. Which you will be able to use to start your business.
Procedure to login to Mudra Portal
Step 1- Visit the Official Website of Pradhan Mantri Mudra Yojana i.e. www.mudra.org.in.
Step 2- On the Homepage, you have to click on the login button.
Step 3- After this, you will have to enter your username, password and captcha code.
Step 4- Now you have to click on the login button.
Step 5- In this way, you will be able to login on the currency portal.
How to apply for Pradhan Mantri Mudra Loan Scheme 2021?
Step 1- Interested beneficiaries who want to apply for getting loans under this scheme can go to their nearest government bank, private bank, rural bank and commercial bank, etc. with all their documents and apply.
Step 2- After this, go to the bank from which you want to take a loan and fill the application form
Step 3- After filling the form and attaching it with all your documents and submit it to the bank official.
Step 4- Then after verifying all your documents, the bank will give you a loan within 1 month.
Required Document for Pradhan Mantri Mudra Yojana
| Important Document to Apply Online |
Vehicle Loans
Business Installment Loan
Business Loans Group and Rural Business Credit
|
Pradhan Mantri Mudra Yojana Eligibility Criteria
| Beneficiary Guidelines |
Beneficiaries of Pradhan Mantri Mudra Yojana
|
Pradhan Mantri Mudra Yojana 2021: Pradhan Mantri Loan Yojana Online Application Form
| ABOUT SCHEME |
Pradhan Mantri Mudra Yojana 2021: Online Application Form PDF Download – Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015 for providing loans up to 10 lakh to the non-corporate, non-farm small/micro enterprises. These loans are classified as MUDRA loans under PMMY. These loans are given by Commercial Banks, RRBs, Small Finance Banks, MFIs and NBFCs. The borrower can approach any of the lending institutions mentioned above or can apply online through this portal www.udyamimitra.in.
Pradhan Mantri loan yojana 2021 New ListUnder the aegis of PMMY, MUDRA has created three products namely ‘Shishu’, ‘Kishore’ and ‘Tarun’ to signify the stage of growth / development and funding needs of the beneficiary micro unit / entrepreneur and also provide a reference point for the next phase of graduation / growth. The funding support from MUDRA are of two types:
Here is a list of popular banks from which you can avail a Mudra loan: Public Sector Banks
Private Sector Banks
Regional Rural Banks
Co-operative Banks
MFI List offering mudra loan
List of NBFC
What are the benefits and interest rates?
Mudra Loans could be availed for the following
|
Types of Pradhan Mantri Mudra Yojana
Within the framework and overall objective of development and growth of the micro-enterprises sector under Shishu, Kishore and Tarun, the products being offered by MUDRA are so designed, to meet requirements of different sectors/business activities as well as business/ entrepreneur segments.
Three types of loans are given under this scheme.
- Shishu Loan: Under this type of Mudra scheme, loans up to ₹ 50000 will be allocated to the beneficiaries.
- Kishore Loan: Under this type of Mudra scheme, beneficiaries of loans ranging from ₹ 50000 to ₹ 500000 will be allocated.
- Tarun Loan: Under this type of Mudra scheme, loans ranging from ₹ 500000 to ₹ 1000000 will be allocated to the beneficiaries.
| The broad parameters defining the Micro Enterprise Sector in India | ||
| Geographical composition of the sector | Rural | 54% |
| Urban | 46% | |
| Composition of Own Account Enterprises by Engagement in Business activity | Manufacturing | 30% |
| Service | 34% | |
| Trading | 36% | |
MUDRA Card under PM Mudra Loan
MUDRA Card is a debit card issued against the MUDRA loan account, for working capital portion of the loan. The borrower can make use of MUDRA Card in multiple drawals and credits, so as to manage the working capital limit in cost-efficient manner and keep the interest burden minimum. MUDRA Card also helps in digitalization of MUDRA transactions and creating credit history for the borrower.
MUDRA Card can be operated across the country for withdrawal of cash from any ATM / micro ATM and also make payment through any ‘Point of Sale’ machines.
Banks Under Mudra Scheme
- Allahabad Bank
- Bank of india
- Corporation Bank
- ICICI Bank
- j & k bank
- Punjab and Sindh Bank
- Syndicate Bank
- Union Bank of India
- Andhra Bank
- Bank of Maharashtra
- Dena Bank
- IDBI Bank
- Karnataka Bank
- Punjab National Bank
- Tamil nadu marsatil bank
- Axis Bank
- Canara Bank
- Federal Bank
- Indian Bank
- Kotak Mahindra Bank
- Saraswat Bank
- Uco bank
- Bank of baroda
- Central Bank of India
- HDFC bank
- Indian Overseas Bank
- Oriental Bank of Commerce
- State Bank of India
- Union Bank of India
MUDRA Loan Interest Rate:
The interest rate applied on MUDRA loans are based on RBI defined MCLR (Marginal Cost of Lending Rate) with the following break-up.
Up to Rs.50000:
- Micro Enterprises: MCLR + SP
- Small Enterprises: (MCLR + SP) + Bank Load
Above Rs.50000 up to Rs.2 lakhs:
- Micro Enterprises: (MCLR + SP) + Bank Load
- Small Enterprises: (MCLR + SP) + Bank Load
Above Rs.2 lakhs up to Rs.10 lakhs:
- Micro Enterprises: (MCLR + SP) + Bank Load
- Small Enterprises: (MCLR + SP) + Bank Load
Interest Rates on Mudra Loan Bank Wise
SBI – 9.75% onwards
Andhra Bank – 10.50% onwards
Bank of Baroda – 9.65% onwards
Bank of Maharashtra – 8.55% onwards
Corporation Bank – 9.35% onwards
Mudra Loan Achievements
Achievements Under PMMY in Financial Year: 2019-2020 |
|
| No. of PMMY Loans Sanctioned | 62237981 |
| Amount Sanctioned | Rs. 337465.13 Crore |
| Amount Disbursed | Rs. 329684.63 Crore |
Above data is last updated on: 21/07/2020
Achievements Under PMMY in Financial Year: 2018-2019 |
|
| No. of PMMY Loans Sanctioned | 59870318 |
| Amount Sanctioned | Rs. 321722.79 CRORE |
| Amount Disbursed | Rs. 311811.38 CRORE |
Source: https://www.mudra.org.in/
Objectives of Pradhan Mantri Mudra Yojana 2021
| SCHEME OBJECTIVE |
Purpose of MUDRA loan
Following is an illustrative list of the activities that can be covered under MUDRA loans: 1) Transport Vehicle 2) Community, Social & Personal Service Activities 3) Food Products Sector 4) Textile Products Sector / Activity 5) Business loans for Traders and Shopkeepers 6) Equipment Finance Scheme for Micro Units 7) Activities allied to agriculture |
Major Benefits & Key Features of Scheme
| BENEFICIARY BENEFITS & SCHEME FEATURES |
|
Helpline Number
| HELPLINE NUMBER & CONTACT ADDRESS |
| REGISTERED AND CORPORATE OFFICE SWAVALAMBAN BHAVAN, C-11, G-BLOCK, BANDRA KURLA COMPLEX, BANDRA EAST, MUMBAI – 400 051 |
Mudra Loan Scheme Helpline No. 2021 – Pradhan Mantri Mudra Yojana
| state | Phone number |
| Maharashtra | 18001022636 |
| Chandigarh | 18001804383 |
| Andaman and Nicobar | 18003454545 |
| Arunachal Pradesh | 18003453988 |
| Bihar | 18003456195 |
| Andra Pradesh | 18004251525 |
| Assam | 18003453988 |
| Daman and Diu | 18002338944 |
| Dadra Nagar Haveli | 18002338944 |
| Gujarat | 18002338944 |
| Goa | 18002333202 |
| Himachal Pradesh | 18001802222 |
| Haryana | 18001802222 |
| Jharkhand | 18003456576 |
| Jammu and Kashmir | 18001807087 |
| Kerala | 180042511222 |
| Karnataka | 180042597777 |
| Lakshadweep | 4842369090 |
| Meghalaya | 18003453988 |
| Manipur | 18003453988 |
| Mizoram | 18003453988 |
| Chhattisgarh | 18002334358 |
| Madhya Pradesh | 18002334035 |
| Nagaland | 18003453988 |
| NCT of Delhi | 18001800124 |
| Odisha | 18003456551 |
| Punjab | 18001802222 |
| Puducherry | 18004250016 |
| Rajasthan | 18001806546 |
| Sikkim | 18004251646 |
| Tripura | 18003453344 |
| Tamil Nadu | 18004251646 |
| Telangana | 18004258933 |
| Uttarakhand | 18001804167 |
| Uttar Pradesh | 18001027788 |
| West Bengal | 18003453344 |